| Item | Fee |
| Abandoned property fee (If unclaimed after 5 years in NH or after 3 years in VT) |
$50.00 before the balance is remitted to the State |
| Account Closing (within 6 months) | $20.00 |
| ATM/Debit Card Replacement | $10.00 |
| Bank Checks (Treasurer Checks) | $3.00 per check |
| Blue Zipper bags | First 2 bags free. Over 2 bags $5.00 each Non-Customers: $10.00 each |
| Business Online Banking Services- ACH Origination Wire Transfers (Outgoing Domestic) |
$20.00 per month $15.00 per wire |
| Checkbook Balancing | 15 minutes free, then $25 per hour Research Fee applies |
| Cash Advance | Free |
| Check Cashing | Free On-Us, no charge. Not On-Us, service not provided. |
| Check Certification | $15.00 |
| Check Charges | Varies by customer selection + Shipping & Handling fees |
| Check Copies | $3.00 each |
| Coin Purchase | Free Non-Customers: $0.10 per roll, $250 limit |
| Coin Verification | Free Non-Customers: 10% fee and $250 exchange limit |
| Collection of Check (domestic) | $25.00 |
| Copies: Statement or Account History | $3.00 each |
| Deposit Account Control Agreement | $10.00 per month |
| Deposit Items Returned | $10.00 per item |
| Exchange for Bank Check | $10.00 each |
| Fax Service (Incoming - domestic only) | $2.00 per page |
| Fax Service - Outgoing first page additional pages |
$8.00 $2.00/each |
| Foreign Check Return | $25.00 |
| Foreign Check Collection | $35.00 |
| Foreign Check Processing with Expedited Collection | $25.00 |
| Foreign Draft | $45.00 |
| Foreign Currency ($500 U.S. equivalent or more) | $10.00 |
| Foreign Currency (Less than $500 U.S. equivalent) | $15.00 Non-Customers: $25.00, maximum exchange of $250 USD |
| Health Savings Account (A full distribution is not a transfer) | $50.00 - Plan transfer to another institution $30.00 - Mistaken distribution fee |
| Automatic Transfer (Overdraft Protection between checking and saving) | $3.00 per total aggregate transfer per day |
| Inactive Account Fee after 12 months | $5.00 per month |
| Insufficient Funds/Overdrafts (Created by check, in-person withdrawal, ATM withdrawal, or other electronic means, both paid and unpaid) that overdraw the available balance in the deposit account by more than $10.00. | $30.00 - daily limit of 5 |
| IRA - Non-Closing Transfer to another institution | $10 per transfer |
| IRA - Plan Closing Transfer to another institution | $50.00 |
| Levies or Attachments | $50.00 per order |
| Money Orders | $2.00 per check, maximum $1,000 (customers only) |
| Night Drop - Per Additional Key | $2.00 |
| Night Drop - Discrepancy phone calls | $1.00 per call |
| Night Drop - Hold for verification | $2.00 per bag |
| Night Drop - Non-refundable locked bag | $25.00 per bag |
| Notary Public per document | Free Non-Customers: $5.00 |
| Paper Statement Fee (Does not apply to IRA or HSA) |
$3.00 per month |
| Photocopying | $0.25 per copy |
| Remote Deposit Capture - maintenance fee | $20.00 per month |
| Research | $25.00 per hour |
| Return of Non-Deliverable Statements | $3.00 per month |
| Safe Deposit Box Drilling Fee | $200.00 |
| Safe Deposit Box Rental | Varies by size (20% discount with pre-auth payment) Box and rate information here. |
| Safe Deposit Box Replacement Key Fee | $20.00 |
| SEP (Simplified Employee Pension Plan) Set-up fee per employee Non-Closing Transfer to Another Institution Plan Closing Transfer to Another Institution |
$5.00 $10.00/transfer $50.00 |
| Signature Monitoring/2 Signatures Required | $5.00 per month (checking accounts only) |
| Stop Payment | $30.00 |
| Temporary Checks (3 checks to a page) | $2.00 per page |
| Wire Transfer - Domestic Outgoing | $25.00 |
| Wire Transfer - Domestic Incoming | $10.00 |
| Wire Transfer - International Outgoing | $50.00 |
| Wire Transfer - International Incoming | $20.00 |
The bank reserves the right to change the schedule of fees at any time. Effective 8/25/2023.