Rates
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Rates effective as of July 31, 2026
Deposit Rates
APY = Annual Percentage Yield. The Annual Percentage Yield shown is accurate for the first date of the period shown. Fees could reduce earnings on an account. The rates on all accounts, except fixed rate certificates, are variable and may change after the account is opened. Rates and programs are subject to change without notice.
Ascend High-Yield Savings
Minimum to Earn APY
Rate
APY
Minimum to Open
Minimum to Earn APY
$100,000.00
Rate
2.96%
APY
3.00%
Minimum to Open
$1,000.00
Minimum to Earn APY
$25,000.00
Rate
2.72%
APY
2.75%
Minimum to Open
$1,000.00
Minimum to Earn APY
$5,000.00
Rate
1.74%
APY
1.75%
Minimum to Open
$1,000.00
Minimum to Earn APY
$1,000.00
Rate
0.50%
APY
0.50%
Minimum to Open
$1,000.00
Minimum to Earn APY
$.01 and up
Rate
0.00%
APY
0.00%
Minimum to Open
$1,000.00
Summit High Yield Savings Account
Minimum to Earn APY
Rate
APY
Minimum to Open
Minimum to Earn APY
$.01 and up
Rate
3.00%
APY
3.05%
Minimum to Open
$25.00
Aspire Youth Savings
Minimum to Earn APY
Rate
APY
Minimum to Open
Minimum to Earn APY
$1,000.00 and up
Rate
0.50%
APY
0.50%
Minimum to Open
$1.00
Minimum to Earn APY
$.01 – $999.99
Rate
4.00%
APY
4.07%
Minimum to Open
$1.00
High Yield Money Market Account
Minimum to Earn APY
Rate
APY
Minimum to Open
Minimum to Earn APY
$500,000.00 and up
Rate
2.96%
APY
3.00%
Minimum to Open
$25.00
Minimum to Earn APY
$250,000.00 – $499,999.99
Rate
2.23%
APY
2.25%
Minimum to Open
$25.00
Minimum to Earn APY
$50,000.00 – $249,999.99
Rate
2.23%
APY
2.25%
Minimum to Open
$25.00
Minimum to Earn APY
$.01 – $49,999.99
Rate
1.00%
APY
1.00%
Minimum to Open
$25.00
Certificates of Deposit
Term
Minimum to Open
Rate
APY
Minimum to Obtain APY
Term
6 Months
Minimum to Open
$500.00
Rate
0.15%
APY
0.15%
Minimum to Obtain APY
$0.01
Term
12 Months
Minimum to Open
$500.00
Rate
0.25%
APY
0.25%
Minimum to Obtain APY
$0.01
Term
15 Month Special1
Minimum to Open
$500.00
Rate
3.93%
APY
4.00%
Minimum to Obtain APY
$0.01
Term
24 Months
Minimum to Open
$500.00
Rate
0.35%
APY
0.35%
Minimum to Obtain APY
$0.01
Term
36 Months
Minimum to Open
$500.00
Rate
0.40%
APY
0.40%
Minimum to Obtain APY
$0.01
Term
48 Months
Minimum to Open
$500.00
Rate
0.45%
APY
0.45%
Minimum to Obtain APY
$0.01
Term
60 Months
Minimum to Open
$500.00
Rate
0.50%
APY
0.50%
Minimum to Obtain APY
$0.01
Term
KidSaver Toucan CD (12 – 36 Months)
Minimum to Open
$100.00
Rate
0.35%
APY
0.35%
Minimum to Obtain APY
$0.01
A penalty may be imposed for early withdrawal. Fees may reduce earnings. Withdrawal of interest will reduce earnings. Refer to account disclosures for complete terms and conditions.
1 To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. A minimum daily balance of $0.01 is required to earn the disclosed APY. At maturity, the certificate will automatically renew as a 12-month certificate at the rate and APY then in effect. A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings..
Savings
Minimum to Open
Minimum to Earn APY
Rate
APY
With Qualifying Checking Account
Minimum to Open
$10
Minimum to Obtain APY
$.01
Rate
0.30%
APY
0.30%
Statement Savings
Minimum to Open
$10
Minimum to Obtain APY
$.01
Rate
0.03%
APY
0.03%
At our discretion, we may change the interest rate on your account. This account pays a higher rate of interest when paired with a qualifying Performance Checking or Ultimate Checking account or a lower rate of interest if you do not meet the qualification criteria in the attached Performance Checking or Ultimate Checking or if you don’t have either checking account.
Health Savings Account
Minimum to Earn APY
Rate
APY
Minimum to Open
Minimum to Earn APY
$.01
Rate
0.25%
APY
0.25%
Minimum to Open
$1
Other Deposit Accounts
Account
Minimum to Open
Minimum to Obtain APY
Rate
APY
Account
Variable Rate Retirement CD1
Minimum to Open
$100
Minimum to Obtain APY
$0.01
Rate
0.15%
APY
0.15%
1 Twelve Month Term; Penalty for early withdrawal may be imposed; Rate and yield matches 6 Month Fixed Rate CD.
Consumer Loan Rates
Personal Unsecured Loans
Type
Maximum Term
Interest Rate
APR
Payment per $1000
Type
Personal Loan*
Maximum Term
60 months
Interest Rate
14.00%
APR
14.30%
Payment per $1000
$27.33
Consumer Loan Rates
- Certain restrictions may apply
- All loans subject to credit approval
- Interest rates and programs are subject to change without notice
- APR = Annual Percentage Rate, based on a $10,000.00 loan
- Payments based on a loan amount of $10,000.00
- Deduct 0.25% for auto-debit payments, from a Claremont Savings Bank checking account, on all consumer loans shown
- Add .50% with credit scores between 650-679 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes
- Add 1.00% with credit scores below 650 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes
- Additional fees may apply
- All consumer loans include a $55 processing fee, except Cash Reserve loans, which include a $25 fee.
- *Can extend the term up to one year; Rate will increase by .25% for each six-month extension
- Please contact us for additional detail at [email protected]
Business Rates
Business High Yield Money Market Checking
Minimum to Earn APY
Rate
APY
Minimum to Open
Minimum to Earn APY
$500,000.00 and up
Rate
2.96%
APY
3.00%
Minimum to Open
$100.00
Minimum to Earn APY
$250,000.00 – $499,999.99
Rate
2.23%
APY
2.25%
Minimum to Open
$100.00
Minimum to Earn APY
$50,000.00 – $249,999.99
Rate
2.23%
APY
2.25%
Minimum to Open
$100.00
Minimum to Earn APY
$.01 – $49,999.99
Rate
1.00%
APY
1.00%
Minimum to Open
$100.00
Business Certificates of Deposit
Term
Minimum to Open
Rate
APY
Minimum to Obtain APY
Term
6 Months
Minimum to Open
$500.00
Rate
0.15%
APY
0.15%
Minimum to Obtain APY
$0.01
Term
7 Month Special1
Minimum to Open
$10,000.00
Rate
3.78%
APY
3.85%
Minimum to Obtain APY
$0.01
Term
12 Months
Minimum to Open
$500.00
Rate
0.25%
APY
0.25%
Minimum to Obtain APY
$0.01
Term
15 Month Special
Minimum to Open
$500.00
Rate
3.45%
APY
3.50%
Minimum to Obtain APY
$0.01
Term
24 Months
Minimum to Open
$500.00
Rate
0.35%
APY
0.35%
Minimum to Obtain APY
$0.01
Term
60 Months
Minimum to Open
$500.00
Rate
0.50%
APY
0.50%
Minimum to Obtain APY
$0.01
1To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. If the new money requirement is not met, the account will earn 3.60% APY with an interest rate of 3.54%.
Business Savings
Minimum to Open
Minimum to Earn APY
Rate
APY
Statement Savings
Minimum to Open
$10
Minimum to Obtain APY
$.01
Rate
0.03%
APY
0.03%
APY equals Annual Percentage Yield. Terms and conditions apply. Interest rates and APY can change. Fees apply but can be waived under certain conditions. Contact our team for details.
Let’s Talk Mortgage Rates
Mortgage rates can change frequently, and the right financing solution depends on your unique needs. Connect with one of our local loan officers for current rate information and personalized guidance on your home financing options.
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