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Today’s Rates,
Always Up to Date

See the latest rates all in one place.

Stay informed and in control with transparent rates on savings, loans, and more.

Rates effective as of October 6, 2025

Deposit Rates

APY = Annual Percentage Yield. The Annual Percentage Yield shown is accurate for the first date of the period shown. Fees could reduce earnings on an account. The rates on all accounts, except fixed rate certificates, are variable and may change after the account is opened. Rates and programs are subject to change without notice.

Minimum to Earn APY

$.01 and up

Rate

3.40%

APY

3.46%

Minimum to Open

$25.00

Minimum to Earn APY

$.01 and up

Rate

0.00%

APY

0.00%

Minimum to Open

$1,000.00

Minimum to Earn APY

$1,000.00

Rate

0.50%

APY

0.50%

Minimum to Open

$1,000.00

Minimum to Earn APY

$5,000.00

Rate

1.74%

APY

1.75%

Minimum to Open

$1,000.00

Minimum to Earn APY

$25,000.00

Rate

2.72%

APY

2.75%

Minimum to Open

$1,000.00

Minimum to Earn APY

$100,000.00

Rate

2.96%

APY

3.00%

Minimum to Open

$1,000.00

Minimum to Earn APY

$.01 and up

Rate

4.00%

APY

4.07%

Minimum to Open

$1.00

Minimum to Earn APY

$1,000.00

Rate

0.50%

APY

0.50%

Minimum to Open

$1.00

Minimum to Earn APY

$.01 – $49,999.99

Rate

1.00%

APY

1.00%

Minimum to Open

$25.00

Minimum to Earn APY

$50,000.00 – $249,999.99

Rate

2.47%

APY

2.50%

Minimum to Open

$25.00

Minimum to Earn APY

$250,000.00 – $499,999.99

Rate

2.47%

APY

2.50%

Minimum to Open

$25.00

Minimum to Earn APY

$500,000.00 and up

Rate

3.40%

APY

3.45%

Minimum to Open

$25.00

Term

3 Month Special (New money required with option for match or existing funds)

Minimum to Open

$500.00

Rate

3.83%

APY

3.90%

Minimum to Obtain APY

$0.01

Term

6 Months

Minimum to Open

$500.00

Rate

0.15%

APY

0.15%

Minimum to Obtain APY

$0.01

Term

7 Month Special

Minimum to Open

$500.00

Rate

3.69%

APY

3.75%

Minimum to Obtain APY

$0.01

Term

12 Months

Minimum to Open

$500.00

Rate

0.25%

APY

0.25%

Minimum to Obtain APY

$0.01

Term

15 Month Special

Minimum to Open

$500.00

Rate

3.445%

APY

3.50%

Minimum to Obtain APY

$0.01

Term

24 Months

Minimum to Open

$500.00

Rate

0.35%

APY

0.35%

Minimum to Obtain APY

$0.01

Term

36 Months

Minimum to Open

$500.00

Rate

0.40%

APY

0.40%

Minimum to Obtain APY

$0.01

Term

48 Months

Minimum to Open

$500.00

Rate

0.45%

APY

0.45%

Minimum to Obtain APY

$0.01

Term

60 Months

Minimum to Open

$500.00

Rate

0.50%

APY

0.50%

Minimum to Obtain APY

$0.01

Term

KidSaver Toucan CD (12 – 36 Months)

Minimum to Open

$500.00

Rate

0.35%

APY

0.35%

Minimum to Obtain APY

$0.01

With Qualifying Checking Account

Minimum to Open

$10

Minimum to Obtain APY

$.01

Rate

0.30%

APY

0.30%

Statement Savings

Minimum to Open

$10

Minimum to Obtain APY

$.01

Rate

0.03%

APY

0.03%

Minimum to Earn APY

$.01

Rate

0.25%

APY

0.25%

Minimum to Open

$1

Account

Variable Rate Retirement CD1

Minimum to Open

$100

Minimum to Obtain APY

$0.01

Rate

0.15%

APY

0.15%


Consumer Loan Rates

Year

2024 – 2025

Maximum Terms

72 months

Interest Rate

7.75%

APR

8.16%*

Payment per $1000

$17.41

Down Payment

0%

Year

2022 – 2023**

Maximum Terms

60 months

Interest Rate

8.25%

APR

8.74%*

Payment per $1000

$20.40

Down Payment

10%

Year

2020 – 2021**

Maximum Terms

48 months

Interest Rate

8.50%

APR

9.10%*

Payment per $1000

$24.65

Down Payment

10%

Year

2019 or older**

Maximum Terms

36 months

Interest Rate

12.00%

APR

12.80%*

Payment per $1000

$33.21

Down Payment

20%

Year

2024 – 2025

Maximum Terms

72 months

Interest Rate

8.99%

APR

9.41%

Payment per $1000

$18.02

Down Payment

0%

Year

2022 – 2023**

Maximum Terms

60 months

Interest Rate

9.50%

APR

10.00%

Payment per $1000

$21.00

Down Payment

10%

Year

2019 or older**

Maximum Terms

36 months

Interest Rate

12.00%

APR

12.80%

Payment per $1000

$33.21

Down Payment

20%

Year

2024 – 2025

Maximum Terms

72 months

Interest Rate

9.00%

APR

9.42%

Payment per $1000

$18.03

Down Payment

10%

Year

2021 – 2023

Maximum Terms

72 months

Interest Rate

9.50%

APR

9.92%

Payment per $1000

$18.27

Down Payment

10%

Year

2020 or older

Maximum Terms

48 months

Interest Rate

11.00%

APR

11.61%

Payment per $1000

$25.85

Down Payment

20%

Year

2024 – 2025

Maximum Terms

72 months

Interest Rate

9.25%

APR

9.67%

Payment per $1000

$18.15

Down Payment

10%

Year

2021 – 2023

Maximum Terms

72 months

Interest Rate

10.25%

APR

10.67%

Payment per $1000

$18.65

Down Payment

10%

Year

2020 or older

Maximum Terms

48 months

Interest Rate

11.25%

APR

11.86%

Payment per $1000

$25.97

Down Payment

20%

Year

2024 – 2025

Maximum Terms

48 months

Interest Rate

8.99%

APR

9.60%

Payment per $1000

$24.88

Down Payment

20%

Year

2020 – 2023**

Maximum Terms

48 months

Interest Rate

9.99%

APR

10.60%

Payment per $1000

$25.36

Down Payment

20%

Year

New

Maximum Terms

72 months

Interest Rate

8.99%

APR

9.32%

Payment per $1000

$18.02

Down Payment

20%

Year

Used

Maximum Terms

48 months

Interest Rate

9.50%

APR

9.97%

Payment per $1000

$25.12

Down Payment

20%

Type

Personal Loan**

Maximum Term

48 months

Interest Rate

14.00%

APR

14.30%

Payment per $1000

$27.33

Type

Home Improvement Loan*

Maximum Terms

60 months

Maximum Amount

$15,000

Interest Rate

9.25%

APR

9.49%*

Payment per $1000

$20.88

Consumer Loan Rates

  • Insurance required on all consumer loans with collateral
  • Certain restrictions may apply
  • All loans subject to credit approval
  • Interest rates and programs are subject to change without notice
  • Vendor’s Single Interest Insurance (VSI) is required for collateral loans, when applicable. VSI fee is $35.
  • APR = Annual Percentage Rate, based on a $10,000.00 loan
  • Payments based on a loan amount of $10,000.00
  • Deduct 0.25% for auto-debit payments, from a Claremont Savings Bank checking account, on all consumer loans shown
  • Add 1.00% with credit score below 650 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short term notes
  • *This is for closed-end loans only
  • Additional fees may apply
  • $55 processing fee applies to all consumer loans except cash reserve which is $25.
  • **Can extend the term up to one year; Rate will increase by .25% for each six month extension
  • Please contact us for additional detail

Mortgage Rates

Type

Fixed Rate

Maximum Terms

10 Years

Points

0.000

Interest Rate

6.875%

APR

7.057%

Payment per $1000

$11.55

Type

Fixed Rate

Maximum Terms

15 Years

Points

0.000

Interest Rate

7.000%

APR

7.130%

Payment per $1000

$8.99

Type

Fixed Rate

Maximum Terms

20 Years

Points

0.000

Interest Rate

7.250%

APR

7.356%

Payment per $1000

$7.90

Type

Fixed Rate

Maximum Terms

30 Years

Points

0.000

Interest Rate

7.250%

APR

7.331%

Payment per $1000

$6.82

Loan Type

3/1 Year ARM

Maximum Term

20 Years

Interest Rate

7.250%

APR

7.620%

Payment per $1000 Financed

$7.90

Caps

2/6

Loan Type

5/1 Year ARM

Maximum Term

20 Years

Interest Rate

7.375%

APR

7.662%

Payment per $1000 Financed

$7.98

Caps

2/6

Loan Type

10 Year Fixed Conventional

Maximum Term

10 Years

Interest Rate

7.375%

APR

7.479%

Payment per $1000 Financed

$11.81

Caps

n/a

Loan Type

15 Year Fixed Conventional

Maximum Term

15 Years

Interest Rate

7.500%

APR

7.574%

Payment per $1000 Financed

$9.27

Caps

n/a

Loan Type

HELOC

Maximum Term

20 Years

Interest Rate

6.490%

APR

6.490%

Payment per $1000 Financed

$7.45

Caps

18%

Loan Type

Fixed Rate

Maximum Term

10 Years

Points

0

Interest Rate

7.625%

APR

7.809%

Payment per $1000 Financed

$11.94

Loan Type

Fixed Rate

Maximum Term

15 Years

Points

0

Interest Rate

7.750%

APR

7.883%

Payment per $1000 Financed

$9.41

Loan Type

Fixed Rate

Maximum Term

20 Years

Points

0

Interest Rate

8.000%

APR

8.109%

Payment per $1000 Financed

$8.36

Mortage Loan Rates

  • All Loans subject to credit and underwriting approval
  • Interest rates and programs subject to change without notice
  • Certain restrictions may apply
  • Annual Percentage Rates (APRs) assume a 20% down payment and are based upon a $100,000 loan including a $524.00 processing fee and $275.00 underwriting fee
  • Rate adjustments may apply for certain transactions types, credit score and loan-to-value. Contact a loan officer for details.
  • Payments do not include taxes and insurance
  • Private mortgage insurance (PMI) required on loans with less than 20% down
  • Variable rates may increase over the term of the loan
  • ARM Floor rates equal interest rate or 5%, whichever is less
  • Construction loans available – one closing only, restrictions may apply
  • Dartmouth College and DHMC employee discount
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