Pet Insurance Made Simple
Affordable, Customizable Pet Insurance Plans
Get comprehensive coverage for accidents, illnesses, and routine care. Protect your pet and your wallet with flexible plans that fit your needs.
Comprehensive Coverage You Can Trust
- 100% Reimbursement: Figo provides up to 100% reimbursement for covered vet bills
- Waiting Periods:
- Accidents – 1 day
- Illnesses – 14 days
- Orthopedic & Hip Dysplasia – 6 months (with ability to waive)*
- Coverage for Curable Pre-Existing Conditions: Coverage may be available for curable pre-existing conditions if the pet has been symptom-free and has not received treatment for 12 consecutive months.
- Alternative Care / Physical & Behavioral Therapy: Now included in our base plan, subject to policy limit.
- Lightning-Fast Claims: On average, most claims close in just 2.6 working days!**
Customizable Plans
- Annual Coverage Options: $5,000, $10,000, or Unlimited
- Reimbursement Options: 70%, 80%, 90%, 100% (options depend on age and location)
- Deductible Options: $100, $250, $500, $750, $1,000 (options depend on pet’s age and location)
- Annual Coverage Options: $5,000, $10,000, or Unlimited
- Reimbursement Options: 70%, 80%, 90%, 100% (options depend on age and location)
- Deductible Options: $100, $250, $500, $750, $1,000 (options depend on pet’s age and location)
Powerups
- Wellness Powerup: Coverage for exams, vaccines, & other routine care for happy, healthy pets.
- Optional add-ons at an additional cost.
- Office Visit / Exam Powerup: Coverage for exam fees associated with the diagnosis and treatment of pets, beyond preventative care.
The Pet Cloud
- 24/7 Live Vet: Free access to a licensed veterinary professional. Here for you during emergencies, no matter when they occur!
- Claims Tracker: Track claims seamlessly in real time.
- Set Reminders: Never forget important dates again. Set alerts for medication refills, vaccines, and more!
- Locate Pet-Friendly Places: Dog parks, hiking trails, and pet-friendly restaurants near you.
- Community: Connect with pet parents in your area.
*For dogs only. **Figo Claims data 2024. ***CFS members receive a discount of 10% off. Discount may not be available in all states, and discount amount may vary by state. Coverage for orthopedic conditions such as hip dysplasia and knee conditions begins after a 6-month waiting period (varies by state — see policy for details). Waiting period can be waived by submitting a completed Orthopedic waiver completed by a veterinary provider. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit https://figopetinsurance.com/sample-policy. Products, schedules, discounts and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address. Insurance products are underwritten by Independence American Insurance Company (NAIC #26581) and produced by Figo Pet Insurance, LLC, (NPN: 16841904), California license is 0K02763. Live Vet and the Figo Pet Cloud are separate, non-insurance services unaffiliated with Independence American Insurance Company. © Copyright 2024, Figo Pet Insurance, LLC. FIGO Logo, © Copyright 2024, FIGO. All Rights Reserved. Claremont Savings Bank (NPN: 6383497) is a licensed insurance agency. Claremont Savings Bank does not underwrite pet insurance or pay claims, but receives compensation on sale and/or renewal.