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* APY = Annual Percentage Yield. APYs accurate as of 04/05/2022

RATE & REWARD INFORMATION FOR KASASA CASH® | KASASA CASH BACK®

Rates are variable and may change after account is opened without notice to you. Notice of adverse changes to rewards or bonuses will be provided at least 30 days prior to change. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. There are no recurring monthly maintenance charges or fees to open or close these accounts. Mobile Carrier Fees may apply.

Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Trademarks: Kasasa, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver is a trademark of Kasasa, Ltd., registered in the U.S.A.

Monthly qualification cycle (MQC) - The period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Qualifications - To qualify for rewards and the ATM fees refund, you must meet the following requirements per MQC:

  • Debit Cards: 12 debit card purchases (excluding ATM transactions) must post and clear your account.
  • Electronic Statements: Receive your monthly account statement electronically.
  • Online Banking: Access Online Banking or Mobiliti at least once.

You will qualify automatically for the first qualification cycle.

Minimum balance to open the account - $25.00.

ATM fees refund - If you have met your qualifications for the MQC, we will refund ATM fees imposed by other U.S. financial institutions, up to an aggregate amount of $25.00 per MQC and deposit them into your account on the last day of your statement cycle.

KASASA CASH®:

Cash rewards - When your Kasasa Cash account qualifications are met during a MQC:

  • Tier 1 - An interest rate of 1.9819% will be paid on the portion of your daily balance that is less than or equal to $25,000.00. The APY is 2.00%.
  • Tier 2 - An interest rate of 0.1499% will be paid on the portion of your daily balance that is greater than $25,000.00. The APY will range from 0.15% to 2.00%, depending on the account’s daily balance.
  • When your Kasasa Cash account qualifications are not met, the interest rate paid on the entire balance will be 0.01% with an APY of 0.01%.

In order to open a Kasasa Saver, you must have a Kasasa Cash account.  A linked Kasasa Saver account is required for automatic reward savings. $10 minimum deposit is required to open the Kasasa Saver account. When Kasasa Cash account is linked to Kasasa Saver, the following also apply: Interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM fee refunds, are automatically transferred to the Kasasa Saver account within one business day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs. When your linked Kasasa Cash account qualifications are met during a MQC, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 0.30% and daily balances over $100,000 earn an APY of 0.20% on the portion of the daily balance over $100,000, resulting in a range from 0.20% to 0.30% APY depending on the account's daily balance. When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an APY of 0.01%. Kasasa Saver interest compounds monthly.

KASASA CASHBACK®:

Cash back rewards - If you have met your qualifications for the MQC, you will receive 2% cash back, up to an aggregate amount of $6.00 per MQC, on everyday debit card purchases of $300 or less that post and clear your account during the MQC. The cash back rewards will be credited to your account on the last day of your statement cycle.

In order to open a Kasasa Saver, you must have a Kasasa Cash Back account. A linked Kasasa Saver account is required for automatic reward savings. $10 minimum deposit is required to open the Kasasa Saver account. When Kasasa Cash Back account is linked to Kasasa Saver, any nationwide ATM fee refunds, are automatically transferred to the Kasasa Saver account within one business day. This automatic transfer may cause an overdraft to your Kasasa Cash Back account if the account balance is less than the transferred amount when the transfer occurs. When your linked Kasasa Cash Back account qualifications are met during a MQC, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 0.30% and daily balances over $100,000 earn an APY of 0.20% on the portion of the daily balance over $100,000, resulting in a range from 0.20% to 0.30% APY depending on the account's daily balance. When your linked Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an APY of 0.01%. Kasasa Saver interest compounds monthly.