Aspire Youth Savings

Big Dreams Start with Small Savings

Help your child save for the future with an account that grows alongside them.

Open an Account

Start strong. Save smart.

Designed for young savers under 18, with fun incentives and no monthly fees.

Minimum to Open: Just $1
Earn Interest: Maintain a daily balance of $0.01+
Tiered Blended Rates: Earn a higher rate on funds in the first tier
- Tier 1: $.01 – $999.99
- Tier 2: $1,000.00 and higher
No Monthly Fees
Milestone Bonuses:
- $10 when balance first reaches $25
- $25 when balance first reaches $1,000
Birthday Bonus: $5 every year

For 0–17 years: Must have an adult co-owner jointly responsible for all account activity
Limit one Aspire Youth Savings account per tax-reported owner
No ATM card access available for this account
Account Conversion: Converts to a Statement Savings Account when the primary owner turns 18
Statements: Free e-statements or paper statements — your choice, no fee

Note: Bonuses are credited only if the account is open and active at the time of qualification.

Open an Account

A Safe Place for Young Savers to Grow

Whether they’re saving for a new bike or college one day, our Youth Savings Account helps kids learn how to set goals and achieve them. With parental oversight, automatic transfers, and online tools made for families, it’s the perfect way to start their financial journey — one dollar at a time.

Open an Account