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Smart Spending Starts Here

A teen-friendly account with real-world money tools — and peace of mind for parents.

Checking Accounts Designed for Teens

  • $25 Minimum to Open
  • No Monthly Fees
  • For Ages 13–17: Must have an adult co-owner jointly responsible for all account activity
  • Account Conversion: Automatically converts to an Acorn Checking Account when the primary owner turns 18
  • No Checks: Digital, debit card, ATM, in-branch, or ACH transactions only
  • Statements: Free electronic or combined statements
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Help your teen build healthy financial habits.

Give your teen the freedom to manage their own money while building healthy financial habits from day one. Our Teen Spend Account is designed for ages 13–17, with a debit card, mobile banking access, and built-in parental oversight. It’s everything teens need to spend responsibly — and everything parents need to stay in the loop.

Explore More with CSB

Ready for Online Banking?

Fast enrollment. Total convenience.

Get Paid Faster with Direct Deposit

Get federal benefits and paychecks direct to your CSB account. Sign up online or call Customer Care.

Smart Tools for Smarter Money Moves! 

Whether you’re saving, borrowing, or budgeting, our calculators help you map out your next step.

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