Summit High Yield Savings
High-Yield Savings That Moves with the Market
Earn more as interest rates climb — with a high-yield savings account that tracks the Fed rate.
Summit High-Yield Savings
Exclusive Online Offer
- 3.67% APY*
- Minimum to Open: $25
- No Monthly Fees
- No Maintenance Fees
- Fed-Linked
No Surprises. Just a Smarter Rate.
Tired of static savings rates? Our high-yield savings account adjusts with the Federal Reserve, so your earnings can grow as the economy does. It’s the smarter way to stay ahead of inflation while keeping your money secure and accessible. No gimmicks — just a rate that keeps up.
Transparent pricing. No surprises. That tracks.
Summit High Yield Savings helps you manage your cash positions with safe, liquid returns.
The Federal Funds Rate (FFR) is a benchmark interest rate used by banks to determine the interest rates they offer to their customers. With CSB’s Summit High Yield Savings, you’ll get reliable pricing that is directly tied to 80% of the FFR. That means that you don’t have to track that rate yourself and move your money around to get the best rate … consistently.
Summit High Yield Savings is an Online-Only Product.
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*Annual Percentage Yield (APY) is effective as of 5/5/2025. The entire daily balance of $0.01 and above will earn 80% of the Upper Limit of the Federal Funds Target Range set by the Federal Open Market Committee, currently at 4.50%, making the Summit Savings interest rate 3.60%. Rate will be updated on the 5th of each month and adjusted according to the Federal Funds Target Range on that date if the rate has changed. If the 5th falls on a weekend or holiday, the rate will be updated and changed on the next business day if the rate has changed. Interest will be credited to your account on the last business day of every month. A minimum deposit of $25.00 is required to open the account. No minimum balance requirement to earn interest. Electronic statements are required and can be combined with another account statement. Rates are variable and may change at any time without notice to you. Interest less than a penny cannot be distributed. Fees may reduce earnings.
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