Personal Term Loans
Make It Happen with a Personal Loan
Whether it’s consolidating debt, planning a wedding, or covering medical bills—we’re here to help you move forward.

Rate Discount Available
Local Servicing
Your Own Lending Partner
Holiday Loan Special
As low as
8.00% APR*
- Terms up to 12 months
- Borrow up to $2,500
- Lower rate than most credit cards
*The Annual Percentage Rate (APR) shown is accurate from 12/2/2025 to 12/31/2025 with auto-deduction from a Claremont Savings Bank deposit account and a direct deposit into the same deposit account. APR is 8.25% with only an auto deduction from a CSB deposit account without direct deposit and APR of 8.50% without auto-deduction and direct deposit. Add 1.00% with credit scores below 650. A 12-month loan at 8.00% APR and loan amount $2,500 with credit score over 650, auto-deduction from CSB deposit account with direct deposit, the estimated monthly payment is $217.47 with a total of payments $2,609.65. This is for closed-end loans only. Additional fees may apply. Offer of credit is subject to credit approval. Rates and programs are subject to change without notice.

You don’t always know what’s down the road. That’s why we offer affordable financing for just about anything.
- Competitive rates for a wide variety of personal needs:
- Vehicle repairs or updates
- Family vacation
- Moving expenses
- Debt consolidation
- Building credit
- And much more
- Convenient terms customized to your situation
- Unsecured and secured financing available
- Rate discount with preauthorized loan payments from a Claremont Savings Bank account*
- Local decision-making, processing, and servicing
- Attentive, friendly service from start to finish
Secured vs. Unsecured Loans
Secured
- Use your Claremont Savings Bank savings as collateral
- Enjoy lower interest rates
- Secured savings continue to earn dividends
- Safe, simple way to build your credit
Unsecured
- No collateral necessary
- Competitive interest rates
- Ideal option when you need cash fast
Subject to credit approval Certian restrictions apply.
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