Fee Schedule
Simple, Transparent Banking. Here’s What to Expect
Our Fees at a Glance
Our Fees, Explained Clearly and Upfront
| Item | Fee |
| Abandoned property fee (If unclaimed after 5 years in NH or after 3 years in VT) | $50.00 before the balance is remitted to the State |
| ATM/Debit Card Replacement | $10.00 |
| Bank Checks (Treasurer Checks) | $3.00 per check |
| Blue Zipper bags | First 2 bags free. Over 2 bags $5.00 each Non-Customers: $10.00 each |
| Business Online Banking Services- ACH Origination Wire Transfers (Outgoing Domestic) | $20.00 per month $15.00 per wire |
| Checkbook Balancing | 15 minutes free, then $25 per hour Research Fee applies |
| Cash Advance | Free |
| Check Cashing | Free On-Us, no charge. Not On-Us, service not provided. |
| Check Certification | $15.00 |
| Check Charges | Varies by customer selection + Shipping & Handling fees |
| Check Copies | $3.00 each |
| Coin Purchase | Free Non-Customers: $0.10 per roll, $250 limit |
| Coin Verification | Free Non-Customers: 10% fee and $250 exchange limit |
| Collection of Check (domestic) | $25.00 |
| CSB ATM Transaction Fee | Free; Non-Customers $3.50 per transaction |
| Deposit Account Control Agreement | $10.00 per month |
| Deposit Items Returned | $10.00 per item |
| Exchange for Bank Check | $10.00 each |
| Fax Service (Incoming – domestic only) | $2.00 per page |
| Fax Service – Outgoing first page additional pages | $8.00 $2.00/each |
| Foreign Check Return | $25.00 |
| Foreign Check Collection | $35.00 |
| Foreign Check Processing with Expedited Collection | $25.00 |
| Foreign Draft | $45.00 |
| Foreign Currency | $20.00 Non-Customers: $25.00, maximum exchange of $250 USD |
| Health Savings Account (A full distribution is not a transfer) | $50.00 – Plan transfer to another institution $30.00 – Mistaken distribution fee |
| Automatic Transfer (Overdraft Protection between checking and saving) | $3.00 per total aggregate transfer per day |
| Inactive Account Fee after 12 months | $5.00 per month |
| Insufficient Funds/Overdrafts (Created by check, in-person withdrawal, ATM withdrawal, or other electronic means, both paid and unpaid) that overdraw the available balance in the deposit account by more than $10.00. | $30.00 – daily limit of 5 |
| IRA – Non-Closing Transfer to another institution | $10 per transfer |
| IRA – Plan Closing Transfer to another institution | $50.00 |
| Levies or Attachments | $50.00 per order |
| Money Orders | $2.00 per check, maximum $1,000 (customers only) |
| Night Drop – Per Additional Key | $2.00 |
| Night Drop – Discrepancy phone calls | $1.00 per call |
| Night Drop – Hold for verification | $2.00 per bag |
| Night Drop – Non-refundable locked bag | $25.00 per bag |
| Notary Public per document | Free Non-Customers: $5.00 |
| Photocopying | $0.25 per copy |
| Remote Deposit Capture – maintenance fee | $20.00 per month |
| Research | $25.00 per hour |
| Return of Non-Deliverable Statements | $3.00 per month |
| Safe Deposit Box Drilling Fee | $200.00 |
| Safe Deposit Box Rental | Varies by size (20% discount with pre-auth payment) Box and rate information here. |
| Safe Deposit Box Replacement Key Fee | $20.00 |
| Same Day ACH | $20.00 |
| SEP (Simplified Employee Pension Plan) Set-up fee per employee Non-Closing Transfer to Another Institution Plan Closing Transfer to Another Institution | $5.00 $10.00/transfer $50.00 |
| Statement Copy (Does not apply to IRA or HSA) | $5.00 per month |
| Stop Payment | $30.00 |
| Temporary Checks (3 checks to a page) | $2.00 per page |
| Wire Transfer – Domestic Outgoing | $25.00 |
| Wire Transfer – Domestic Incoming | $10.00 |
| Wire Transfer – International Outgoing | $50.00 |
| Wire Transfer – International Incoming | $20.00 |
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